No. Some services suit larger portfolios, but our initial conversation is free and helps us both decide whether advice is right for you — whatever your starting point.

That first meeting typically covers:

• your current savings, pensions and investments;
• the goals you are working towards;
• whether ongoing advice would add value, or a one-off review is enough.

Ready to talk? Find an adviser near you.

We are transparent about all charges. Fees are agreed with you in advance and explained in writing before any work begins — there are no hidden commissions.

Depending on the service, charges may be structured as:

• a fixed fee for a defined piece of work;
• a percentage of the assets we manage for you;
• an agreed hourly rate.

See our full fee schedule for worked examples.

Your investments are held with established, regulated custodians. Mattioli Woods is authorised and regulated by the Financial Conduct Authority.

You can verify our status independently:

• search the FCA Financial Services Register;
• look up our firm reference number;
• confirm the permissions we hold.