Charles McSwiggan

“Good financial planning should give people clarity, confidence and control over the decisions that matter most.”

I am a Chartered Wealth Planner and Fellow of the Personal Finance Society, advising individuals, families, business owners and companies on their wider financial wellbeing.

My work focuses on helping clients make informed decisions around retirement planning, pensions, investments, estate planning, Inheritance Tax planning and tax-efficient wealth management. I work closely with clients to understand what they want their wealth to achieve, both now and in the future, and to build financial plans that are practical, personal and capable of adapting as their circumstances change.

I believe good advice starts with listening carefully and asking the right questions. Clients often come to financial planning with complex arrangements, competing priorities or uncertainty about the next step. My role is to bring structure to those decisions, explain the options clearly and help clients move forward with confidence.

As a Fellow of the Personal Finance Society, I place a strong emphasis on technical knowledge, professional standards and clear communication. However, financial planning is not just about legislation, tax rules or investment markets. It is about understanding people, their families, their businesses and the outcomes they want to achieve.

I particularly enjoy working with clients who value long-term advice and want a trusted adviser who will keep their planning under regular review. For business owners and senior professionals, this can include joining up personal and business planning, from pension funding and investment strategy through to succession, exit planning and passing wealth on to the next generation.

My approach is straightforward: understand the client properly, create a clear plan, explain it without unnecessary jargon, and make sure it remains relevant over time.

Outside of work, I enjoy following Fulham and rugby, playing golf when time allows, and travelling.