Planning tools
Tools that bring your plans to life
Six tools our clients use with their adviser — hover each one to see it in context.
Cash-flow modelling
10 minute projection Project your income, spending and savings decades ahead — and see how today's decisions shape tomorrow. Explore toolFull adviser review
Guided by our MW6 framework Our six-part planning framework, connecting investments, retirement, tax, protection and estate planning in one view. Explore toolPension calculator
5 minute assessment See how contributions today translate into retirement income — and what closing the gap takes. Explore toolInvestment portal
24/7 secure access Portfolios, performance and valuations in one secure place, updated daily. Explore toolProtection review
3 minute assessment Stress-test your cover against life's what-ifs, from income to inheritance. Explore toolInheritance tax estimator
4 minute estimate See what your estate might owe today, and which reliefs could change that figure. Explore toolApplication journey
Eight steps, no surprises
Hover a step to see what it involves and how long it usually takes.