Mattioli Woods Pension Calculator
Pension Calculator
Your projection
Projected pot at retirement
Projected income each year
Your pot against your target
- Projected pot
- Pot needed
- Planned retirement age
Key assumptions
Year by year
| Age | Projected pot | Pot needed | Pot needed in today's money |
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This calculator provides illustrative estimates only and does not constitute regulated financial advice. Projections are based on assumptions that may not reflect actual market conditions.
What do your results mean?
Your projected pot
This is an estimate of how much your pension could be worth when you retire, based on the details you've entered. It assumes consistent contributions and the growth rate you've selected, compounded over time.
Real-terms value
Because of inflation, money in the future is worth less than it is today. The real-terms figure shows what your projected pot would be worth in today's money, so you can better understand your actual purchasing power in retirement.
Estimated annual income
This figure shows roughly how much income your pot could provide each year in retirement, based on a 3.5% annual drawdown rate. This is not guaranteed — actual income will depend on how your investments perform and how you choose to access your pension.
The retirement benchmarks
The Pensions and Lifetime Savings Association (PLSA) defines three standards of retirement living. Minimum (£14,400/yr) covers basic needs. Moderate (£31,300/yr) allows for some financial security and flexibility. Comfortable (£43,100/yr) provides more financial freedom. These are useful reference points, not targets.
Speak to an adviser about your projection
Nothing you have entered into the calculator, and nothing it has worked out, is sent with your enquiry.