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    Home / Services / Business Protection / Taking care of staff

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    Taking care of staff

    Many businesses have a staff base that they have put many years into cultivating and developing.

    Taking care of staff

    A group life plan or death in service benefit, and income protection for staff provide them with a safety net that is cost-efficient for you.

    This is often set up to allow a member of staff to receive a multiple of their salary as life assurance or an ongoing level of income, should they be taken ill long-term.

    In some companies, it could be that one member of staff is indispensable. Key person insurance can protect the business, should that member of staff be lost, providing a cash sum to hire a replacement or to cover lost revenue and potential profits.

    In cases where cash flow is tight for a company, it could be that these costs are a step too far. But would losing staff cost the company more in the long-term?