Inheritance tax is no longer a concern reserved for the very wealthy. Rising property values, growing pension wealth and frozen thresholds mean more families than ever are finding themselves unexpectedly exposed. Yet despite the growing risk, estate planning remains one of the most commonly delayed financial conversations, often until it’s too late. In this episode, Scott Stevens is joined by George Houston and Lee Jeavons to cut through the complexity, challenge the most common misconceptions and explore the practical steps families can take to protect what they’ve worked hard to build. From gifting and trusts to Business Relief and protection, this conversation asks the question that really matters, what’s the difference between leaving an inheritance and leaving a legacy?